                       [GRANT OF CREDIT]


General rules:
     
       * Be concise and specific.
       * Mention that you contacted the applicant's credit
         references and found credit to be acceptable.
       * Enclose a credit agreement for applicant to sign.
       * Thank customer for patronage.
..page
                            COMPANY
                            ADDRESS
                        CITY, STATE ZIP


Date


Name
Address
City, State Zip


Dear                 ,

     Congratulations  Your credit application to our
company has been approved.  We have contacted your credit
references and have found your credit history to be very
satisfactory.  We will open your account, [number], with a
maximum credit line of [amount].

     Enclosed are copies of our standard credit agreement.
Please sign one and return it to us in the enclosed reply
envelope.  Please retain the other copy for your records.

     Thank you very much for your patronage.  If we can be
helpful to you, please contact us.


Sincerely,



Name
Title

